Disclaimer
Past performance does not guarantee future results
All financial decisions carry inherent risks and individual circumstances may vary significantly
This disclaimer governs your use of our financial planning services and website. By accessing our services, you acknowledge and agree to these terms and conditions.
Last updated: August 26, 2025
General Disclaimer
The information provided through our financial planning subscription service is for general informational and educational purposes only. This content should not be considered as personalized financial advice tailored to your specific situation.
Our consultations and materials do not constitute professional financial advice, legal counsel, or recommendations for specific financial products. Always consult qualified professionals before making significant financial decisions.
Limitation of Liability
To the fullest extent permitted by Malaysian law, we disclaim liability for
- Any financial losses resulting from decisions made based on our consultations or materials
- Indirect, incidental, or consequential damages arising from use of our services
- Loss of profits, data, or business opportunities related to financial decisions
- Technical issues, service interruptions, or accessibility problems with our platform
Information Accuracy and Currency
While we strive to provide current and accurate information, financial markets and regulations change rapidly
Market data and financial information may become outdated between consultation sessions
Regulatory changes may affect the applicability of discussed strategies
We recommend verifying all information independently before implementation
Financial Services Disclaimer
Our financial planning subscription operates under specific limitations and considerations
- • We provide general financial planning discussions and analytical reviews only
- • Individual results may vary based on personal circumstances, market conditions, and implementation
- • All subscription fees are non-refundable once consultation services have been initiated
Always seek independent advice from licensed financial professionals before making investment or major financial decisions
Third-Party Links and Resources
Our website may contain links to external websites and resources for your convenience
These links do not constitute endorsements of third-party services, products, or information accuracy
Results and Expectations
Individual results may vary
We make no guarantees regarding specific financial outcomes or improvements to your financial situation
Intellectual Property Rights
All content, materials, and consultation frameworks provided through our service remain our exclusive intellectual property and may not be reproduced or distributed without written consent
Jurisdiction and Governing Law
This disclaimer and our services are governed by Malaysian law and jurisdiction
Applicable Law
These terms are governed by Malaysian federal and state laws, regulations, and judicial precedents
Regional Considerations
Specific Malaysian financial regulations and cultural considerations apply to all consultations and recommendations
Dispute Resolution
Any disputes arising from our services shall be resolved through Malaysian courts or agreed-upon alternative dispute resolution methods
User Indemnification
You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your use of our services or implementation of discussed strategies
Severability Clause
If any provision of this disclaimer is deemed invalid or unenforceable, the remaining provisions shall continue in full force and effect
Modifications to This Disclaimer
We reserve the right to update this disclaimer periodically to reflect service changes, legal requirements, or operational improvements. Continued use constitutes acceptance of modifications
Age and Eligibility Requirements
18+ only
Contact Information
For questions about this disclaimer or our services, please contact us